TERMS OF SERVICE

Last updated May 14, 2025

AGREEMENT TO OUR LEGAL TERMS

We are Emerald Sky Group, LLC ("Company," "we," "us," "our"), a company registered in Florida, United States at Palm Beach County, FL.

We operate the mobile application Leggeroo (the "App"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").

We provide a platform that allows business owners to upload receipt information for the purpose of securely sharing it with their accountants and improving financial recordkeeping. Uploaded receipt data may be processed using third-party AI services to extract relevant information (e.g., vendor name, date, total amount). This data is handled in accordance with applicable data protection laws, and we ensure appropriate safeguards are in place for any international data transfers. We store and manage user data using secure cloud infrastructure provided by Supabase, and we have signed Data Processing Agreements (DPAs) with our service providers, including OpenAI and Supabase, to ensure all personal data is processed lawfully, securely, and only under our instructions.

You can contact us by phone at 5613207773, or email at info@emeraldskygroup.com

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Emerald Sky Group, LLC, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. If you do not agree with all of these Legal Terms, then you are expressly prohibited from using the Services and you must discontinue use immediately.

We will provide you with prior notice of any scheduled changes to the Services you are using. The modified Legal Terms will become effective upon posting or notifying you by email. By continuing to use the Services after the effective date of any changes, you agree to be bound by the modified terms.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

We recommend that you print a copy of these Legal Terms for your records.

TABLE OF CONTENTS

1. 1. OUR SERVICES
2. 2. INTELLECTUAL PROPERTY RIGHTS
3. 3. USER REPRESENTATIONS
4. 4. USER REGISTRATION
5. 5. PURCHASES AND PAYMENT
6. 6. SUBSCRIPTIONS
7. 7. POLICY
8. 8. PROHIBITED ACTIVITIES
9. 9. USER GENERATED CONTRIBUTIONS
10. 10. CONTRIBUTION LICENSE
11. 11. MOBILE APPLICATION LICENSE
12. 12. THIRD-PARTY WEBSITES AND CONTENT
13. 13. ADVERTISERS
14. 14. SERVICES MANAGEMENT
15. 15. PRIVACY POLICY
16. 16. DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA)
17. 17. TERM AND TERMINATION
18. 18. MODIFICATIONS AND INTERRUPTIONS
19. 19. GOVERNING LAW
20. 20. DISPUTE RESOLUTION
21. 21. CORRECTIONS
22. 22. DISCLAIMER
23. 23. LIMITATIONS OF LIABILITY
24. 24. INDEMNIFICATION
25. 25. USER DATA
26. 26. ELECTRONIC COMMUNICATIONS AND SIGNATURES
27. 27. CALIFORNIA USERS AND RESIDENTS
28. 28. MISCELLANEOUS
29. 29. CONTACT US

2. INTELLECTUAL PROPERTY RIGHTS

Our intellectual property

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks").

Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties in the United States and around the world.

Our Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use or internal business purpose only.

Your use of our Services

Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES" section below, we grant you a non-exclusive, non-transferable, revocable license to:

• access the Services; and
• download or print a copy of any portion of the Content to which you have properly gained access,

solely for your personal, non-commercial use or internal business purpose.

Except as set out in this section or elsewhere in our Legal Terms, none of the Services nor Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in our Legal Terms, please address your request to: info@emeraldskygroup.com.

If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors and ensure that any copyright or proprietary notice is visible.

We reserve all rights not expressly granted to you in and to the Services, Content, and Marks.

Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.

Your submissions and contributions

Please review this section and the "PROHIBITED ACTIVITIES" section carefully prior to using our Services to understand the (a) rights you give us and (b) obligations you have when you post or upload any content through the Services.

Submissions:

By sending us any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

Contributions:

The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, or other functionality through which you may create, submit, post, display, transmit, publish, distribute, or broadcast content and materials to us or through the Services, including but not limited to text, writings, video, audio, photographs, music, graphics, comments, reviews, ratings, suggestions, personal information, or other material ("Contributions"). Any Submission that is publicly posted shall also be treated as a Contribution.

You understand that Contributions may be viewable by other users of the Services and possibly through third-party websites.

When you post Contributions, you grant us the right to use your name, trademarks, and logos:

By posting any Contributions, you grant us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to: use, copy, reproduce, distribute, sell, resell, publish, broadcast, retitle, store, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part), and exploit your Contributions (including, without limitation, your image, name, and voice) for any purpose, commercial, advertising, or otherwise, to prepare derivative works of, or incorporate into other works, your Contributions, and to sublicense these licenses granted in this section.

You are responsible for what you post or upload:

By sending us Submissions and/or posting Contributions through any part of the Services or making Contributions accessible through the Services by linking your account through third-party social media, you:

• confirm you have read and agree with our "PROHIBITED ACTIVITIES" and will not post anything that violates these terms.
• grant us the rights to use and distribute your Submissions and Contributions.
• represent that you have full authority to grant us those rights and your content does not violate any third-party rights or applicable law.

You are solely responsible for your Submissions and Contributions and you expressly agree to reimburse us for any and all losses we may suffer due to your breach of (a) this section, (b) any third party’s intellectual property rights, or (c) applicable law.

We may remove or edit content:

Although we have no obligation to monitor Contributions, we shall have the right to remove or edit any Contributions at any time without notice if in our reasonable opinion we consider such Contributions harmful or in breach of these Legal Terms. If we remove or edit any such Contributions, we may also suspend or disable your account and report you to the authorities.

Copyright infringement

We respect the intellectual property rights of others. If you believe that any material available on or through the Services infringes upon any copyright you own or control, please immediately refer to the"DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY"section below.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Legal Terms; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Services through automated or non-human means, whether through a bot, script or otherwise; (6) you will not use the Services for any illegal or unauthorized purpose; and (7) your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).

4. USER REGISTRATION

You may be required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

5. PURCHASES AND PAYMENT

We accept the following forms of payment:

• Visa
• Mastercard
• PayPal

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in USD, Euro and British Pound.

You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorize us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

We reserve the right to refuse any order placed through the Services. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors.

6. SUBSCRIPTIONS

Billing and Renewal

Your subscription will continue and automatically renew unless canceled. You consent to us charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until such time as you cancel the applicable order. The length of your billing cycle will depend on the type of subscription plan you choose when you subscribed to the Services.

Free Trial

We offer a 7-day free trial to new users who register with the Services. The account will be charged according to the user’s chosen subscription at the end of the free trial.

Cancellation

You can cancel your subscription at any time by logging into your account. Your cancellation will take effect at the end of the current paid term. If you have any questions or are unsatisfied with our Services, please email us at info@emeraldskygroup.com.

Fee Changes

We may, from time to time, make changes to the subscription fee and will communicate any price changes to you in accordance with applicable law.

7. POLICY

All sales are final and no refund will be issued.

8. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Services, you agree not to:

• Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
• Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
• Circumvent, disable, or otherwise interfere with security-related features of the Services.
• Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.
• Use any information obtained from the Services to harass, abuse, or harm another person.
• Make improper use of our support services or submit false reports of abuse or misconduct.
• Use the Services in a manner inconsistent with any applicable laws or regulations.
• Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming that interferes with any party's uninterrupted use and enjoyment of the Services.
• Engage in automated use of the system, such as using scripts to send comments or messages, or using data mining tools.
• Delete the copyright or other proprietary rights notice from any Content.
• Impersonate another user or person or use the username of another user.
• Sell or transfer your profile.
• Use any information obtained from the Services to harass, abuse, or harm another person.

9. USER GENERATED CONTRIBUTIONS

The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you represent and warrant that:

• You are the creator and owner of or have the necessary licenses, rights, consents, and permissions to use and to authorize us to use your Contributions.
• Your Contributions are not false, inaccurate, or misleading.
• Your Contributions do not violate any applicable law, regulation, or rule.
• Your Contributions do not violate the privacy or publicity rights of any third party.
• Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors.
• Your Contributions do not include offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.

Any use of the Services in violation of the foregoing violates these Legal Terms and may result in termination or suspension of your rights to use the Services.

10. CONTRIBUTION LICENSE

By posting your Contributions to any part of the Services, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions.

This license will apply to any form, media, or technology now known or hereafter developed, and includes use of your name, company name, and franchises, as applicable. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions.

We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area of the Services.

We have the right, in our sole and absolute discretion, to edit, redact, or otherwise change any Contributions; to re-categorize Contributions to place them in more appropriate locations on the Services; and to pre-screen or delete any Contributions at any time and for any reason, without notice.

11. MOBILE APPLICATION LICENSE

Use License

If you access the Services via the App, then we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the App on wireless devices owned or controlled by you, and to access and use the App in accordance with these Legal Terms. You shall not:

• except as permitted by applicable law, decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt the App;
• make any modification, adaptation, improvement, enhancement, translation, or derivative work from the App;
• violate any applicable laws, rules, or regulations in connection with your access or use of the App;
• remove, alter, or obscure any proprietary notice;
• use the App for any revenue-generating endeavor or commercial purpose;
• make the App available over a network or environment permitting access by multiple users at the same time;
• use the App for data mining or as a proxy for similar tools;
• use any proprietary information or our interfaces to develop a competing app or service.

Apple and Android Devices

The following terms apply when you use the App obtained from either the Apple Store or Google Play: (1) the license is limited to a non-transferable license to use the application on a device that utilizes the Apple iOS or Android operating systems; (2) we are not responsible for maintenance or support services for the App as required under applicable law; (3) if the App fails to comply with warranty, you may notify the applicable App Distributor, and the distributor may refund the purchase price; (4) you represent that you are not located in a country subject to a U.S. government embargo; (5) you must comply with applicable third-party agreements when using the App; and (6) you acknowledge and agree that the App Distributors are third-party beneficiaries of these terms.

12. THIRD-PARTY WEBSITES AND CONTENT

The Services may contain (or you may be sent via the App) links to other websites ("Third-Party Websites") as well as content belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, and we are not responsible for any Third-Party Websites accessed or Third-Party Content posted.

You agree and acknowledge that we do not endorse the products or services offered on Third-Party Websites and you shall hold us harmless from any harm caused by your purchase of such products or services.

13. ADVERTISERS

We allow advertisers to display their advertisements within certain areas of the Services. We simply provide the space to place such advertisements and have no other relationship with advertisers.

14. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to:

• monitor the Services for violations of these Legal Terms;
• take legal action against anyone who violates these Terms;
• refuse, restrict access to, or disable any user’s content that is excessive or burdensome in size;
• remove any files that are excessive in size or are in any way burdensome to our system; and
• otherwise manage the Services in a manner designed to protect our rights and facilitate the proper functioning of the Services.

15. PRIVACY POLICY

We care about data privacy and security. Please review our Privacy Policy: https://www.leggeroo.com/privacypolicy. By using the Services, you agree to be bound by our Privacy Policy.

16. DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY

Notifications

We respect the intellectual property rights of others. If you believe that any material available on or through the Services infringes upon any copyright you own or control, please immediately notify our Designated Copyright Agent using the contact information provided below (a "Notification").

A copy of your Notification will be sent to the person who posted or stored the material addressed. Please be advised that you may be held liable for damages if you make material misrepresentations in a Notification. If you are unsure whether the material infringes your copyright, consult an attorney.

All Notifications should meet the requirements of the DMCA (17 U.S.C. § 512(c)(3)) and include:

• Your physical or electronic signature.
• Identification of the copyrighted work claimed to have been infringed.
• Identification of the material that is claimed to be infringing and that is to be removed or access to which is to be disabled.
• Information reasonably sufficient to permit us to contact you, such as name, address, telephone number, and if available, email address.
• A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law.
• A statement that the information in the notification is accurate and that, under penalty of perjury, you are authorized to act on behalf of the copyright owner.

Counter Notification

If you believe your removed content was not infringing, or you have authorization to use the material, you may submit a counter notification to our Copyright Agent. To be effective under the DMCA, your Counter Notification must include:

• Your name, address, telephone number, and signature.
• Identification of the content that has been removed and the location where it appeared before it was removed.
• A statement that you believe in good faith the content was removed by mistake or misidentification.
• A statement that you consent to jurisdiction of the federal court in your district (or Palm Beach County, FL if outside the U.S.).

If we receive a valid counter notification, we will restore the content unless we receive notice from the original claimant that they are seeking a court order.

Designated Copyright Agent
Marco Baez Vergara
Attn: Copyright Agent
________, FL
mbaez@emeraldskygroup.com

17. TERM AND TERMINATION

These Legal Terms shall remain in full force while you use the Services. WE RESERVE THE RIGHT, in our sole discretion and without notice or liability, to deny access to and use of the Services to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant in these Legal Terms or of any applicable law or regulation.

We may terminate your use or participation in the Services or delete your account and any content or information at any time, without warning, in our sole discretion.

If we terminate or suspend your account, you are prohibited from registering again using a different name, email, or on behalf of someone else. We reserve the right to take appropriate legal action, including civil and criminal penalties.

18. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Services at any time for any reason at our sole discretion without notice. We are not obligated to update any information on our Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need maintenance, resulting in downtime or interruptions. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you.

19. GOVERNING LAW

These Legal Terms shall be governed by and construed in accordance with the laws of the State of Florida applicable to agreements made and to be entirely performed within the State of Florida, without regard to its conflict of law principles.

20. DISPUTE RESOLUTION

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute will be resolved by binding arbitration.YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL.

Arbitration shall be initiated and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and the AAA’s Supplementary Procedures for Consumer Related Disputes. You may obtain more information at www.adr.org.

Arbitration may occur via written submissions, phone, or online. Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. If for any reason a Dispute proceeds in court rather than arbitration, it will be resolved in state or federal court in Palm Beach County, Florida.

If any provision is found unenforceable, that provision will be severed and the remainder will remain enforceable.

Restrictions

• Arbitration shall be limited to the Dispute between the Parties.
• No arbitration shall be joined with any other case.
• There shall be no right for any Dispute to be arbitrated on a class-action basis or use class action procedures.
• No Dispute may be brought as a representative action on behalf of the public or other persons.

Exceptions to Arbitration

The following Disputes are not subject to arbitration:

• Disputes seeking to enforce or protect intellectual property rights.
• Disputes related to theft, piracy, invasion of privacy, or unauthorized use.
• Any claim for injunctive relief.

21. CORRECTIONS

There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including pricing, descriptions, availability, and other details. We reserve the right to correct any errors, inaccuracies, or omissions and to update or change the information at any time, without prior notice.

22. DISCLAIMER

THE SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. YOUR USE OF THE SERVICES IS AT YOUR OWN RISK.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF CONTENT AND DISCLAIM LIABILITY FOR ANY:

• Errors, mistakes, or inaccuracies.
• Personal injury or property damage from your access or use.
• Unauthorized access to or use of servers or data.
• Interruptions or cessation of transmission.
• Bugs, viruses, or similar issues transmitted through the Services by third parties.
• Errors or omissions in content, or loss or damage from content posted, emailed, or made available via the Services.

WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE OFFERED BY A THIRD PARTY THROUGH THE SERVICES OR ANY WEBSITE LINKED TO THE SERVICES. USE YOUR BEST JUDGMENT AND CAUTION WHERE APPROPRIATE.

23. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOST DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES.

OUR LIABILITY TO YOU FOR ANY CAUSE WILL ALWAYS BE LIMITED TO THE LESSER OF THE AMOUNT PAID BY YOU OR $100. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME LIMITATIONS MAY NOT APPLY.

24. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless — including our subsidiaries, affiliates, and all respective officers, agents, partners, and employees — from any loss, damage, liability, claim, or demand (including attorney’s fees) due to:

• Your Contributions.
• Your use of the Services.
• Your breach of these Legal Terms.
• Any breach of your representations and warranties in these Legal Terms.
• Your violation of third-party rights, including intellectual property or privacy rights.
• Any harmful act toward another user with whom you connected via the Services.

We reserve the right to assume exclusive defense and control of any matter subject to indemnification, at your expense. You agree to cooperate fully with such defense.

25. USER DATA

We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

26. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing.

YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES.

You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

27. CALIFORNIA USERS AND RESIDENTS

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at:

1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

28. MISCELLANEOUS

These Legal Terms and any policies or operating rules posted by us on the Services or in respect to the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision.

These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.

If any provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions.

There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Legal Terms and the lack of signing by the parties hereto to execute these Legal Terms.

29. CONTACT US

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at: